by Hinebauch Agency | Insurance, Safety, Tips
Farm insurance is a type of insurance that protects the owners and their property from various risks, such as fire, theft, or hail damage. These policies are designed to offer protection for all types and sizes of agricultural operations including dairy farms, crop...
by Hinebauch Agency | Safety, Tips
Montana is one of the most wildfire prone states in the U.S., ranking #4 of the top 10 states for number of fires and number of acres burned in 2021. Montana homeowners are also ranked 10th for being at risk for extreme wildfires in 2022. Wildfires can spread rapidly,...
by Hinebauch Agency | Insurance, Safety, Tips
Gig-economy workers are 4 times as likely as other drivers to use smartphone apps regularly while driving, a new survey from the Insurance Institute for Highway Safety shows. “The explosion of smartphone features and services has not only created new forms of driver...
by Hinebauch Agency | Insurance, Safety, Tips
When winter weather strikes, drivers face out-of-the-ordinary challenges when they get behind the wheel. Snow, slush, or icy roads are involved in nearly one in four weather-related vehicle crashes.1 These conditions can make it harder for drivers to see, slow down...
by Hinebauch Agency | House, Safety, Tips
Leaning toward an old wood-burning fireplace to help cut your heating bill this winter? Before you spark a log you should know, fireplaces and chimneys are involved in 42% of all home-heating fires. So before you use your fireplace, ensure you know how to properly use...
by Hinebauch Agency | House, Safety, Tips
Clogged gutters and downspouts are a common headache for homeowners. They can lead to various problems, including water damage to your home’s foundation, roof, and walls. Preventing clogs is essential to maintain the functionality and longevity of your gutter...
